I have made purchases through PayPal in the past without setting up an account. One thing I remember buying for sure was this book. I bought it using my credit card through PayPal without opening an account.
I have a relatively small paying side job where they like to use PayPal, so I finally opened an account. After all these years of knowing about PayPal and how it can be used to buy things on the internet, it took somebody wanting to send me money to convince me to open an account.
I have read some of the negative things about PayPal. It seems like there is a fairly large, vocal crowd that is annoyed by PayPal. You never know if something complaints like that are legitimate or just a factor of a small percentage of a large user base. The bigger the user base, the more people will have a negative view no matter how good or bad the product.
I do plan on using the account to let people send me money, but also plan on transferring that money regularly into a bank account. Banks still seem more reliable and secure no matter what the internet money handling companies try to tell me.
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